@import url("https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap");:root{--ink:#14251f;--muted:#5d6b66;--green:#006b4f;--green-dark:#004c3a;--green-bright:#9dcb3b;--cream:#f4f1e9;--sand:#e5ded0;--line:#dce5e1;--white:#fff;--error:#a6292e;--shadow:0 24px 70px rgba(7,54,41,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;color:var(--ink);background:var(--white);font-family:DM Sans,system-ui,sans-serif;line-height:1.6}a{color:inherit}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}a,button{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid #f4b942;outline-offset:3px}.shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}.skip-link{position:fixed;z-index:100;top:12px;left:12px;transform:translateY(-150%);padding:12px 18px;background:#fff;border-radius:6px;font-weight:700}.skip-link:focus{transform:translateY(0)}.site-header{position:-webkit-sticky;position:sticky;z-index:50;top:0;background:hsla(0,0%,100%,.96);border-bottom:1px solid rgba(220,229,225,.8);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.nav-wrap{min-height:78px;justify-content:space-between;gap:28px}.brand,.nav-wrap{display:flex;align-items:center}.brand{gap:16px;min-width:0;text-decoration:none}.brand img{width:150px;max-height:48px;object-fit:contain}.brand-placeholder{max-width:150px;padding:5px 8px;border:1px dashed #9ea9a5;color:#6c7773;font-size:.65rem;line-height:1.2;text-align:center}.brand-name{display:flex;align-items:baseline;gap:5px;font-family:Manrope,sans-serif;letter-spacing:-.03em}.brand-name b{font-size:.95rem}.brand-name em{color:var(--green);font-size:1.55rem;font-style:normal;font-weight:800}.site-header nav{display:flex;align-items:center;gap:30px}.site-header nav>a{font-size:.92rem;font-weight:600;text-decoration:none}.button{min-height:50px;display:inline-flex;align-items:center;justify-content:center;padding:0 24px;border:0;border-radius:999px;color:#fff;background:var(--green);font-weight:700;text-decoration:none;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,background .2s ease}.button:hover{transform:translateY(-2px);background:var(--green-dark);box-shadow:0 12px 26px rgba(0,107,79,.2)}.button:disabled{cursor:not-allowed;opacity:.55;transform:none;box-shadow:none}.button-small{min-height:42px;padding-inline:19px}.button-primary{background:var(--green-bright);color:#18320f}.button-primary:hover{background:#addb4c}.text-link{color:var(--green-dark);font-weight:700;text-underline-offset:4px}.eyebrow{margin:0 0 16px;color:var(--green);font-size:.76rem;font-weight:800;letter-spacing:.14em}.hero{position:relative;overflow:hidden;padding:88px 0 80px;background:linear-gradient(135deg,#f5f3ec,#fff 54%,#eef5ed)}.hero:after{content:"";position:absolute;width:420px;height:420px;right:-220px;top:-140px;border:90px solid rgba(157,203,59,.16);border-radius:50%}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);grid-gap:76px;gap:76px;align-items:center}.hero h1{max-width:760px;margin:0;font-family:Manrope,sans-serif;font-size:clamp(2.7rem,5.6vw,5.3rem);line-height:.99;letter-spacing:-.055em}.hero h1 span{color:var(--green)}.hero-lede{max-width:680px;margin:26px 0 0;color:#3d4d47;font-size:1.12rem;line-height:1.75}.hero-actions{display:flex;align-items:center;gap:26px;margin-top:32px}.hero-note{max-width:620px;margin:22px 0 0;color:var(--muted);font-size:.84rem}.hero-panel{position:relative;padding:42px;color:#fff;background:var(--green-dark);border-radius:26px;box-shadow:var(--shadow)}.hero-panel:before{content:"";position:absolute;width:90px;height:7px;top:0;left:42px;background:var(--green-bright);border-radius:0 0 8px 8px}.panel-kicker{margin:0 0 12px;color:#c7e58b;font-size:.76rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.hero-panel h2{margin:0;font-family:Manrope,sans-serif;font-size:1.8rem;line-height:1.25}.hero-panel ul{margin:30px 0 0;padding:0;list-style:none}.hero-panel li{display:flex;gap:14px;padding:14px 0;border-top:1px solid hsla(0,0%,100%,.16);font-size:.93rem}.hero-panel li span{color:#c7e58b;font-weight:800}.trust-strip{color:#fff;background:var(--ink)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid>div{display:flex;flex-direction:column;padding:24px 34px;border-left:1px solid hsla(0,0%,100%,.13)}.trust-grid>div:last-child{border-right:1px solid hsla(0,0%,100%,.13)}.trust-grid strong{color:#c7e58b;font-family:Manrope,sans-serif;font-size:1.15rem}.trust-grid span{color:#d8dfdc;font-size:.82rem}.section{padding-block:106px}.section-heading{max-width:680px;margin-bottom:46px}.section-heading h2{margin:0;font-family:Manrope,sans-serif;font-size:clamp(2rem,4vw,3.4rem);line-height:1.1;letter-spacing:-.04em}.section-heading>p:last-child{margin:20px 0 0;color:var(--muted);font-size:1.04rem}.section-heading.centered{max-width:760px;margin-inline:auto;text-align:center}.challenge-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.challenge-card{min-height:270px;padding:34px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .2s ease,transform .2s ease}.challenge-card:hover{background:#f8faf8;transform:translateY(-4px)}.card-number{color:var(--green);font-size:.76rem;font-weight:800;letter-spacing:.12em}.challenge-card h3{margin:42px 0 12px;font-family:Manrope,sans-serif;font-size:1.25rem}.challenge-card p{margin:0;color:var(--muted);font-size:.92rem}.process-section{padding-block:104px;background:var(--cream)}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:26px;gap:26px;margin-top:48px}.process-grid article{position:relative;padding:36px;background:#fff;border-radius:18px;box-shadow:0 14px 38px rgba(45,64,56,.07)}.process-grid article:not(:last-child):after{content:"→";position:absolute;z-index:2;right:-23px;top:50px;width:44px;height:44px;display:grid;place-items:center;color:var(--green);background:var(--green-bright);border-radius:50%;font-weight:800}.process-grid article>span{width:48px;height:48px;display:grid;place-items:center;color:#fff;background:var(--green);border-radius:14px;font-family:Manrope,sans-serif;font-weight:800}.process-grid h3{margin:26px 0 12px;font-family:Manrope,sans-serif;font-size:1.25rem}.process-grid p{margin:0;color:var(--muted)}.process-actions{display:flex;justify-content:center;align-items:center;gap:22px;margin-top:38px}.application-note{max-width:360px;color:var(--muted);font-size:.85rem}.fine-print{max-width:840px;margin:28px auto 0;color:var(--muted);font-size:.8rem;text-align:center}.form-section{max-width:none;padding-block:110px;background:#fff}.form-layout{display:grid;grid-template-columns:minmax(0,.72fr) minmax(0,1.28fr);grid-gap:76px;gap:76px;align-items:start}.form-intro{position:-webkit-sticky;position:sticky;top:110px}.form-intro h2{margin:0;font-family:Manrope,sans-serif;font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;letter-spacing:-.04em}.form-intro>p:not(.eyebrow){color:var(--muted)}.privacy-callout{margin-top:30px;padding:22px;background:var(--cream);border-left:4px solid var(--green);border-radius:0 12px 12px 0}.privacy-callout p{margin:6px 0 0;color:var(--muted);font-size:.88rem}.scenario-form{padding:40px;background:#f8faf9;border:1px solid var(--line);border-radius:24px;box-shadow:0 24px 65px rgba(12,72,55,.08)}.officer-fieldset{min-width:0;margin:0 0 28px;padding:0;border:0}.field>label,.officer-fieldset legend{display:block;margin-bottom:7px;font-weight:700}.field>label span,.officer-fieldset legend span{color:var(--error)}.field-help{margin:-2px 0 10px;color:var(--muted);font-size:.82rem}.officer-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:12px;gap:12px}.officer-option{position:relative;display:flex;align-items:center;gap:14px;min-height:108px;padding:18px;border:2px solid var(--line);border-radius:14px;background:#fff;cursor:pointer;transition:border .2s ease,box-shadow .2s ease,transform .2s ease}.officer-option:hover{transform:translateY(-2px);border-color:#94b6aa}.officer-option.selected{border-color:var(--green);box-shadow:0 0 0 3px rgba(0,107,79,.1)}.officer-option input{width:20px;height:20px;margin:0;accent-color:var(--green)}.officer-option>span:last-child{display:flex;flex-direction:column}.officer-option strong{font-family:Manrope,sans-serif}.officer-option small{color:var(--muted)}.officer-check{display:none;position:absolute;right:12px;top:10px;color:var(--green);font-weight:800}.officer-option.selected .officer-check{display:block}.selection-summary{margin:-12px 0 24px;padding:12px 14px;color:var(--green-dark);background:#eaf4ef;border-radius:9px;font-size:.86rem}.selection-summary a{font-weight:700}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:20px;gap:20px}.field{margin-bottom:22px}.field input,.field select,.field textarea{width:100%;min-height:52px;padding:12px 14px;color:var(--ink);background:#fff;border:1px solid #aebdb7;border-radius:9px;transition:border .2s ease,box-shadow .2s ease}.field textarea{min-height:150px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--green);box-shadow:0 0 0 3px rgba(0,107,79,.13)}.field input[aria-invalid=true],.field select[aria-invalid=true],.field textarea[aria-invalid=true]{border-color:var(--error)}.field-error{margin:7px 0 0;color:var(--error);font-size:.82rem;font-weight:600}.honeypot{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}.consent-block{margin-top:4px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:12px}.consent-label{display:grid;grid-template-columns:22px 1fr;grid-gap:12px;gap:12px;align-items:start;color:#4d5d57;font-size:.75rem;line-height:1.55}.consent-label input{width:19px;height:19px;margin-top:2px;accent-color:var(--green)}.consent-label a{color:var(--green-dark);font-weight:700}.submit-button{width:100%;margin-top:22px}.launch-blocker{margin:12px 0 0;padding:12px 14px;color:#6d5124;background:#fff8e8;border:1px solid #ebd6a8;border-radius:9px;font-size:.8rem}.form-status{margin-top:14px;padding:14px 16px;border-radius:9px;font-weight:600}.form-status.success{color:#0a543f;background:#e6f5ef}.form-status.error{color:#86252a;background:#fbecee}.form-status.sending{color:#284d6b;background:#ebf3f9}.team-section{padding-block:105px;color:#fff;background:var(--green-dark)}.section-heading.light .eyebrow{color:#c7e58b}.section-heading.light>p:last-child{color:#d6e0dc}.team-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:24px;gap:24px;max-width:900px;margin:48px auto 0}.team-card{display:grid;grid-template-columns:74px 1fr;grid-gap:22px;gap:22px;padding:30px;color:var(--ink);background:#fff;border-radius:18px}.initials{width:68px;height:68px;display:grid;place-items:center;color:#fff;background:var(--green);border-radius:20px;font-weight:800}.initials,.team-card h3{font-family:Manrope,sans-serif}.team-card h3{margin:0;font-size:1.35rem}.team-card p{margin:3px 0}.team-card .nmls{color:var(--green);font-size:.8rem;font-weight:800;text-transform:uppercase}.application-unavailable,.configuration-required{display:block;color:#7a6339;font-size:.78rem}.team-phone{display:block;margin:10px 0 8px;color:var(--green-dark);font-size:1.06rem;font-weight:800}.team-card .text-link{display:block;font-size:.88rem}.branch-address{margin:42px auto 0;font-style:normal;text-align:center}.verification-note{max-width:720px;margin:14px auto 0;color:#cbd8d3;font-size:.78rem;text-align:center}.site-footer{color:#d7e0dc;background:#10251e}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:36px;padding-block:38px;border-bottom:1px solid hsla(0,0%,100%,.13)}.eho-logo{width:125px;max-height:62px;object-fit:contain;filter:brightness(0) invert(1)}.eho-placeholder{display:block;max-width:160px;padding:8px;border:1px dashed #93a39d;color:#b8c4bf;font-size:.7rem;line-height:1.3}.footer-top nav{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:14px 24px}.footer-top nav a{font-size:.8rem;text-underline-offset:4px}.footer-bottom{padding-block:24px 36px}.footer-bottom p{margin:0 0 7px;color:#acbbb5;font-size:.74rem}@media (max-width:980px){.site-header nav>a:not(.button){display:none}.form-layout,.hero-grid{grid-template-columns:1fr;gap:48px}.hero{padding-top:65px}.hero-panel{max-width:680px}.challenge-grid{grid-template-columns:repeat(2,1fr)}.process-grid{grid-template-columns:1fr;max-width:720px;margin-inline:auto}.process-grid article:not(:last-child):after{content:"↓";top:auto;right:50%;bottom:-22px;transform:translateX(50%)}.form-intro{position:static}}@media (max-width:720px){.shell{width:min(100% - 28px,1180px)}.nav-wrap{min-height:68px}.brand{gap:8px}.brand-placeholder{display:none}.brand-name b{font-size:.8rem}.brand-name em{font-size:1.3rem}.site-header .button{min-height:42px;padding-inline:16px;font-size:.82rem}.hero{padding:54px 0 60px}.hero h1{font-size:clamp(2.55rem,13vw,4rem);overflow-wrap:normal;word-break:normal}.hero-lede{font-size:1rem}.hero-actions{align-items:stretch;flex-direction:column;gap:14px}.hero-actions .text-link{padding:9px 4px;text-align:center}.hero-panel{padding:34px 25px;border-radius:20px}.hero-panel:before{left:25px}.trust-grid{grid-template-columns:1fr;padding-block:8px}.trust-grid>div,.trust-grid>div:last-child{padding:15px 8px;border:0;border-bottom:1px solid hsla(0,0%,100%,.12)}.trust-grid>div:last-child{border-bottom:0}.form-section,.process-section,.section,.team-section{padding-block:76px}.section-heading{margin-bottom:34px}.challenge-grid{grid-template-columns:1fr}.challenge-card{min-height:220px;padding:28px}.challenge-card h3{margin-top:30px}.process-grid article{padding:28px}.process-actions{align-items:stretch;flex-direction:column;text-align:center}.scenario-form{padding:24px 18px;border-radius:18px}.form-grid,.officer-grid,.team-grid{grid-template-columns:1fr}.officer-option{min-height:100px}.team-card{grid-template-columns:58px 1fr;gap:16px;padding:24px 20px}.initials{width:54px;height:54px;border-radius:16px}.footer-top{align-items:flex-start;flex-direction:column}.footer-top nav{justify-content:flex-start}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}